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Get your house sold, No Gimmicks, No Muss, No Fuss. Find out why we are top real estate experts. Call us: Direct 1-905-476-3131 or 1-877-895-5972.

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First Time Home Buyers
Welcome > For Buyers > First Time Homebuyers ...

No need to worry, even if it's your first home!

If you are new to the process, home buying can be a bit intimidating. This is when the expertise of a top realtor is especially needed. Let me give you step-by-step instructions and guide you along your way to your first home!

Ask me anything and everything. I have the answers and I love sharing them! When first negotiating your way into the Keswick, Sutton and Georgina area housing market we will get started by working together to answer the following basic questions:
 

How much can I afford?

How do I qualify for a mortgage?

How large should my down payment be?

How do I get approved for financing? What are banks looking for? Are there alternative sources of financing?

How much will my mortgage payments be?

What are the tax advantages of buying my home?

Can I buy a home with little or nothing down?

What’s better for me? Renting or buying?

Please tell us a bit about your situation below. We'll get right back to you. There is absolutely no charge, and we offer this to you with no strings attached.

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Real Estate Tips
Time to Move >Planning the Move

The custom of relying on friends to help make a move from one place to another has been replaced by reliance on professional movers.

Professional moving companies offer a wide range of service options, including professional packing. It could cost you less if you pack your things in your own containers. However, some movers will not insure fragile items, such as dishes or glassware, if they do not pack them.

Begin your preparations for the move by calling several companies for estimates. And start early! Some companies want three-to-six weeks advance notice. Ask each company how they compute the charges, how much time they expect the move to take, and what kind of insurance coverage they offer against loss or damage. If you have to store your things temporarily, ask what arrangements can be made.

Long-distance movers may send a representative to your home for an estimate, while local companies may quote an hourly rate over the phone. Be sure to ask the same questions of each company so that when you compare bids you will be using the same criteria.

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Real Estate Trivia
Q 
Where would you go to enjoy a soak in the world's largest bathtub?

A 
The Spa Resort Hawaiians in Fukushima, Japan, offers an outdoor soaking tub that occupies a total area of 10,760 square feet and can accommodate 1,500 persons at one time.
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Team Peroff, REALTOR®, real estate agents and broker for Keswick, Sutton and Georgina Ontario home listings, property and land for sale - NUMBER1EXPERT(tm)

Steve Peroff - Sales Representative
Keller Williams Realty Centres

21 Metro Rd. S.
Keswick L4P 1V7
Direct line: 905-476-3131
Toll Free: 1-877-895-5972
Direct Fax: 905-476-7242
Email: steve2@realestatekeswick.com

Steve is a full-time Real Estate professional and a full-time resident of Keswick. Born and raised in Toronto, he was educated at Ryerson Polytechnical Institute in Business Administration and for many years in the school of "hard knocks" in Toronto's theatre community. As a Theatre Administrator, Steve had the fortunate opportunity of working with many high profile companies, entertainers and related service industries. It is through these experiences that Steve has created a successful real estate business. He credits a strong organizational background, marketing and advertising acumen and strong interpersonal skills with helping him attain the stature of Georgina's #1 Sales Representative (Toronto Real Estate Board 2009 MLS statistics).

MLS REALTOR SRES


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